Thematic lessons

 Theme : Banking

Lesson Plan 1

Topic:             Banking

Level:             Beginner

Objectives:     To identify parts of a check

    To learn how to write a check

Duration:         1 hr

Materials:       Sample checks printed on paper, a poster board with a sample of a    
                         check on it.

Procedure

1.     Students look at the poster board and identify features of a check. They discuss from A – I (please look at the lesson 1 materials).

2.     They write three checks based on the instructions they get. They do the first one with the instructor.

Practice activity:

a)     write a check to Princeton Courts Apartments for $ 500.00- Rent.

b)    write a check to National fuel for $ 55.00 – gas.

c)     write a check to National grid for $ 30.00 – electricity.

3.     Extension activity – time permitting

Students get a deposit slip and fill in the information according to the instructions they get.

Lesson 1 Materials

A.  Your name and address go here. These are preprinted on the check for your convenience and tell the person or company to whom you’re giving the check – known as the payee – that you’re the one who wrote it.

B.  Write in today's date.   

C.   This is where you write the name of the person or company who will be receiving the money. If you’re making a withdrawal for yourself, write “Cash” here.

D.  The amount of the check is written here.     

E.   The amount in words is written on this line. You start at the left edge of the line and when you’re finished, you will draw a line through the remaining empty space as far as the word “Dollars.”

F.   The name of the bank that holds your account appears here.

    G. To remember what you bought, you can write a brief description here. 

H. Your signature should be the last thing you complete. It gives the bank   
     permission, or authorization, to release the money to the payee.

I.           This is the check number. This reference number will help you keep track of your payments by check. Each time you write a check, you should record the check number, date, payee, and amount in your check register, and calculate your new balance. 

Lesson 2

Topic:          Banking

Level:           Beginner

Objectives:   To identify parts of a deposit slip

To learn how to fill in a deposit slip

Duration:     1 hr

Materials:       Sample deposit slips printed on paper,  a poster board with a sample  

                     of a deposit slip on it.

Procedure

1. Students look at the poster board and identify features of a deposit slip. They discuss from A – I (please look at lesson 2 materials).

2.     They fill in three deposit slips based on the instructions they get. They do the first one with the instructor.

Practice activity: 

Date • 04/06/12 Checks to deposit: • #2542 for $25.00 • #1502 for $120.00 Cash back: • $40.00

Date • 03/06/12 Checks to deposit: • #2567 for $80.00 • #1534 for $250.00 Cash back: • $60.00

Date • 04/25/12 Checks to deposit: • #2345 for $100.00 • #1689 for $300.00 Cash back: • $100.00

Lesson 2 Materials

Lesson Plan 3

Topic:           Banking

Level:            Beginner

Objectives:   To identify parts of a debit card

Duration:      1 hr

Materials:      Sample debit cards printed on paper

Procedure: 

1.     Students discuss the difference between a credit card and a debit card.

Debit or Credit Card?	Characteristics
Debit card	Also known as a check card
ATM card	PIN-based card
ATM card	May be able to use it to make purchases (by entering your Personal Identification Number
Debit card	Looks just like a regular ATM card, and you can use it at ATMs.
Debit card	Can use it wherever Visa® or MasterCard® debit cards are accepted
Debit card	When you use it, money is deducted from your checking account
Credit card	When you use it, you’re borrowing money to be repaid later, usually with interest

2.     They discuss parts of a debit card from A – F.

3.     Students practice words from a word bank.

1. Insert your ATM or debit card in the slot of the front of the machine.

2. Read the directions on the screen.

3. Select the language you want to use.

4. When asked, enter your PIN on the ATM’s touch pad.

5. Select "Withdrawal" from the list on the screen.

6. Enter $40.00 using the touch pad.

7. Your money will come out. Take your money and receipt and count it.

4.     Students discuss about differences in automatic teller machines and debit card security.

• ·     Not all ATMs work the same. Be sure to read the directions onscreen.

• You may be asked to select a language before proceeding.

• When entering your PIN, be aware of those around you. Do not let anyone see your PIN.

• Always get a receipt so you can write down the amount of deposit or withdrawal in your bank account register. 

Lesson 3 Materials

A. Debit Card Number: This 16-digit number is unique to your card. It is different from your checking account number.

B. Expiration Date: Your card can only be used until this date. A new card will be automatically sent to your address prior to the expiration date.

C. Visa® or MasterCard® Logo: This symbol means that you can use this card wherever Visa® or Mastercard® debit cards are accepted, for example, department stores, restaurants, and online.

D. Customer Service Number: Call this toll-free number when you questions about your account.

E. Signature Bar: For your protection against fraud, be sure to sign here as soon as receive your card.

F. Card Verification Value (CVV): This number is unique to your card. When you use your card to make purchases over the phone or Internet, some merchants may require you to supply this number to confirm that you have the card with you.

Adapted from  http://www.handsonbanking.org/en/resources/Adults_1_Banking_Basics.pdf